https://www.gregsilvarealestategroup.com/communities daily 0.75 2024-04-23 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163224618-WH4VJY8K3EA3O57BUT30/shutterstock_1318716863.jpg All Communities https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163844982-5R7DXPO1DB98FAT4T59W/alamo.jpg All Communities - Alamo https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163853324-09D7RW1RM53NXOS3FFV6/danville.jpg All Communities - Danville https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163863411-FR1CBLMJJHEVYXVY4VLP/dublin.jpg All Communities - Dublin https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163870846-E8J3R4M5UM8KBK37YTZO/pleasanton.jpg All Communities - Pleasanton https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163878172-8WV40SIBPNSQ5NYE5Y95/fremont.jpg All Communities - Fremont https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163886094-CTFL4E19B0RU054XBXMB/hayward.jpg All Communities - 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Concord https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1667163956565-ZGT65EV2QP8CFDXCNHJY/castro+valley.jpg All Communities - Castro Valley https://www.gregsilvarealestategroup.com/team daily 0.75 2026-02-01 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663368057835-K4TNHDQNB1THP3SRVKA7/shutterstock_414838831-min.jpg Meet The Greg Silva Real Estate Group https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1728596442682-5U5UTO5RH598ZWUXFFJF/Untitled+design.png Meet The Greg Silva Real Estate Group - Greg Silva, Broker Owner - Team Leader https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1705559511617-ALIUM45A3R9YU6CY2GZE/Untitled+design+%2846%29+copy.png Meet The Greg Silva Real Estate Group - Miki Brinkman, Lead Listing Agent https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1754422913073-8YQEO4FWVIGFS8CD39JA/Untitled+design+%289%29.png Meet The Greg Silva Real Estate Group - Gianna Huergas, Team Agent https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1700109519384-27YTU21VYK2TR3GMBTSK/Untitled+design+%2841%29+copy+5.png Meet The Greg Silva Real Estate Group - Nadine Goduci, Team Agent https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1733357605486-Y5H7AYEBVCVR1KCJQU9T/Untitled+design+%285%29+copy.png Meet The Greg Silva Real Estate Group - Julie Cullen, Team Agent https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1701466408020-0VBV5PNZPK8LT5I8E8IY/Untitled+design+%2844%29.png Meet The Greg Silva Real Estate Group - Jean Galan, Executive Assistant https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1754423382475-RJWQ37UWXXWW3BOU7930/Andrea+GSREG.png Meet The Greg Silva Real Estate Group - Morgan, Inside Sales Associate https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1703609419530-KM2JAY4JGKNG353J6PP2/Untitled%2Bdesign%2B%252838%2529%2Bcopy.jpg Meet The Greg Silva Real Estate Group - Jane Silva https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1708389765232-WPHTZPNCVUJ70EVMQR78/ChuckIsola_83230158_chuck1.JPG Meet The Greg Silva Real Estate Group - Chuck Isola https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1708389765232-WPHTZPNCVUJ70EVMQR78/ChuckIsola_83230158_chuck1.JPG Meet The Greg Silva Real Estate Group - Chuck Isola (Copy) https://www.gregsilvarealestategroup.com/contact-us daily 0.75 2023-08-24 https://www.gregsilvarealestategroup.com/home-valuation daily 0.75 2024-10-31 https://www.gregsilvarealestategroup.com/blog daily 0.75 2026-03-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663368073327-WCQVKNL8O80JD6WTVXJK/image-asset.jpeg Blog https://www.gregsilvarealestategroup.com/blog/2026/3/27/easy-and-inexpensive-bathroom-updates-you-can-make-before-selling-your-home monthly 0.5 2026-03-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640263654-ROFUDJMR6OC84X49VCZA/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640328692-CBZU7MHYI6BDRSVVUBLH/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640322404-TRIFJFHDPEG9YBEP0DSC/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640316069-3MTUWS18FGM4GEA2XY6K/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640308603-9K5FC3J4J9ZEEGMZ9BXZ/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640302946-R4U4YJUYUSVK3CZQVE84/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640297418-17U0CWG1PNCVWCT92PCA/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640290853-CEE2564ZGQYZMNK125DX/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640285804-DMK1XVOGY59SVHLS3UZ4/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640280638-9J4JCLWYSAWJ406P1IR1/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640275395-NWALAKJZ7TRZTHQFFZU4/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1774640268960-T3SFYRSY2KXUO2Z7MKAB/unknown.jpg Blog - Easy and Inexpensive Bathroom Updates You Can Make Before Selling Your Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2026/3/16/where-to-keep-your-down-payment-savings monthly 0.5 2026-03-17 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1773706198163-YT8XRUDM52LJ1T6DN0J7/unknown.jpg Blog - Where to Keep Your Down Payment Savings For Your Dream Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1773706205290-J3SV7ZKFN0VQQ5ABB5OB/unknown.jpg Blog - Where to Keep Your Down Payment Savings For Your Dream Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2026/2/23/5-ways-your-neighbors-can-affect-your-homes-value monthly 0.5 2026-02-24 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892824830-W98GM2LYMPX84R4TQO3J/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892873806-IGSOBMKEJ55KT2JHAU0D/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892865024-PFDTP5MCGCMB3BYDGXYC/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892852840-HZARBQVG9G93ZZMH9SAX/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892844429-VF0ZAKE43B2OPKJ4KJR2/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1771892833887-US2VXWMGPSOMA7I6RBAY/unknown.jpg Blog - 5 Ways Your Neighbors Can Affect Your Home's Value - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2026/2/10/from-date-nights-to-mortgage-payments-tips-for-couples-buying-their-first-home-together monthly 0.5 2026-02-10 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753686678-OLJFT6MT6KM9XWDZZQ1W/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753723842-MNTAXXLNJLET76A3ZP5O/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753717860-JAJVY3LKK5ZTWTUP20UQ/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753710697-7AG5ZFOPKZ6MLOET1BTD/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753704610-U03NNTNE7MPNRPZTURAH/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753699755-0QHOU4PSK2O0TBHYT7B3/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1770753695026-EFRIYOV7B8YZ67TIYJOQ/unknown.jpg Blog - From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2026/1/20/simple-but-effective-habits-for-a-cleaner-and-tidier-home-all-year monthly 0.5 2026-01-21 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956592462-RCK52SANZPNKPCH7UZA7/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956631563-AP5MVSTXTFUVTIKH47BL/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956626415-2ZBI6YGAX7AM0K0JX5UZ/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956620052-JRS939M5UJCE5MPM337O/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956615011-LASJD1AB41DK4UGRUSDZ/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956607545-A1L9MWWNEPXM6CDXS0N9/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956602549-UGVEZ3DOKH3GPGJ628QI/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1768956597541-WQNZ7UC4UJSWRGPWPJ40/unknown.jpg Blog - 7 Simple But Effective Habits For A Cleaner and Tidier Home All Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2026/1/7/why-you-should-list-your-home-at-the-beginning-of-the-year monthly 0.5 2026-01-07 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811698583-F82IR1SBUHIF3DOAJWIF/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811735349-4ZPQCBD3RXBMCJKB1HVF/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811730354-FO9MFYVX18NJ9H6MDDC4/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811721719-57U0CFG6G0ZX8BYBKF4W/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811714369-NXLYE1FVQV6JZJ7HVSD8/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1767811704800-T8VBVLHIVNEBLT944IOI/unknown.jpg Blog - Why You Should List Your Home at the Beginning of the Year - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/12/4/7-step-practical-guide-to-unpacking-efficiently-after-a-move monthly 0.5 2025-12-04 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876828639-68MLX80R5YJ0IMTHXIEZ/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876866111-UDSVGAO6XDK5Y32MBNYD/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876860004-V2NJARI2ACHJGTVBR19Q/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876854994-1FH9FNU6Q95CNL4M49OM/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876850050-XCYGQ96ZK6EYTA1I3JQJ/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876844872-FI748NFMZYTRCHHM754D/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876839836-M0C6CTUW7IRT727UVXTV/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764876834895-V0OGOYP6L1OKMRVFFC4D/unknown.jpg Blog - A 7-Step Practical Guide to Unpacking Efficiently After A Move - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/11/25/your-home-buyer-wants-to-extend-the-closing-date-part-2 monthly 0.5 2025-11-25 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764096288324-9PZVI3V91UWMAK5NPF98/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 2] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764096305284-LV7G9UKDIACIFPDKFC7V/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 2] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764096300042-71K702S2IZ0T4JPHXIMV/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 2] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1764096294693-8RN6TVATUG5LKVQTNWZG/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 2] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/11/18/your-home-buyer-wants-to-extend-the-closing-date-what-now-part-1 monthly 0.5 2025-11-18 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491746099-8UYQS425Y41ICIS3M49R/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491789466-3Z61VUCY5C1JNF30V6NT/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491781097-XU49KZKQP0QXXFDEW498/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491776276-Z1BSEKYT6DH4B0GZGPPK/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491771480-TN6HAYZXUMI9H2XONT8S/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491764241-13VIJOOLCOCPKC88B5RP/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491758265-TU07EY1ITN8BDTOUS1B8/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1763491752229-F6C9YKA3CMLSVZJ1J6PX/unknown.jpg Blog - Your Home Buyer Wants To Extend The Closing Date—What Now? [PART 1] - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/10/24/biggest-home-inspection-red-flags-to-look-out-for-before-buying monthly 0.5 2025-10-24 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333581370-U3GBEA5PK0KC1GFC8ZV0/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333617774-8CNMNZHVLIR44D3EX6C2/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333612864-PQT2KVRY3WMA9T9OI1K5/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333607921-8D5OXXBRWNK3TKCOPWSN/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333600688-4ZF7AYGKO3I9JI7UTNEK/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1761333587416-44227B5V6GN84VH372PX/unknown.jpg Blog - Biggest Home Inspection Red Flags To Look Out For Before Buying - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/10/6/budget-friendly-home-improvement-projects-perfect-to-tackle-this-fall monthly 0.5 2025-10-06 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793893529-A3MAPNROZAZ0TDH790EW/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793924022-503NBD0STT95ZHQPIFTO/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793914412-BRUEIYWGETGUS0H88O1Z/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793909335-QLWMXJ0JSPRWR1UDDWWV/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793904389-8IE6IUL8VL88E9FF88QJ/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1759793898346-EVQVNYRH3ZRL22L4IZZR/unknown.jpg Blog - 5 Budget-Friendly Home Improvement Projects Perfect to Tackle This Fall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/9/16/how-many-showings-does-it-take-to-sell-a-house monthly 0.5 2025-09-16 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1758049279300-RBHEQV8VGUP5VQECEOD9/unknown.jpg Blog - How Many Showings Does It Take To Sell A House? 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Let These Questions Guide You - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2025/3/4/7-signs-its-time-to-sell-your-house monthly 0.5 2025-03-05 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1741137400521-7BJEE7WUFEJSRFR1OFR7/unknown.jpg Blog - 7 Huge Signs It's Time To Sell Your House - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1741137430346-E6W5HX60Q8CDK0MZUFCS/unknown.jpg Blog - 7 Huge Signs It's Time To Sell Your House - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1741137425474-TN7M8PAIZUHN5WWNSUXP/unknown.jpg Blog - 7 Huge Signs It's Time To Sell Your House - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1741137420544-SI8G52FGTPHXSLFJFQO7/unknown.jpg Blog - 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9 Smart and Practical New Year's Resolutions for Homeowners - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663442882592-80WGLHILRM2SC0U4R40J/unknown.jpg Blog - 9 Smart and Practical New Year's Resolutions for Homeowners - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663442878449-ZK7FDC1DLGCZJQPKLMSL/unknown.jpg Blog - 9 Smart and Practical New Year's Resolutions for Homeowners - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663442874271-M9NVBSZ6SUW1TMW8JV26/unknown.jpg Blog - 9 Smart and Practical New Year's Resolutions for Homeowners - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2022/9/17/do-you-believe-these-real-estate-superstitions monthly 0.5 2022-09-17 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663442919217-PPXSN6ONOWZ0SNYOXSJD/unknown.jpg Blog - 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7 Critical Steps to Take After Your House Is Damaged by Storm - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443298764-0Z68YU2SSV1ZSFKTNUDF/unknown.jpg Blog - 7 Critical Steps to Take After Your House Is Damaged by Storm - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443293407-KC13EQGSHQTNPN1YBM2P/unknown.jpg Blog - 7 Critical Steps to Take After Your House Is Damaged by Storm - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443288941-X16QTWMEPJNMIAY8C1WN/unknown.jpg Blog - 7 Critical Steps to Take After Your House Is Damaged by Storm - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443284773-G21XMFM8WJP2MMTA34ND/unknown.jpg Blog - 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Fundamental Questions To Ask Before Hiring Professional Movers: Part 2 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/blog/2022/9/17/fundamental-questions-to-ask-before-hiring-professional-movers-part-1 monthly 0.5 2022-09-17 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443360037-4TEPDIJ6LBWHQTY4W6U8/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443396007-GHWSYMDOHFOLGCRUX6F5/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443391872-53EYH7Q8UXQKC2OF7JYJ/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443387706-BI61Y9TC4NCBVESRJ662/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443383600-9P2LPZJVJTWL19WY7JPA/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443379363-BN4810IEK1NGD288665P/unknown.jpg Blog - Fundamental Questions To Ask Before Hiring Professional Movers: Part 1 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663443371692-87O1JG3PXZFZMAFWTAOF/unknown.jpg Blog - 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https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/t/677c708b54e9ef2d5ae15853/1736208523449/ Recently Sold https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/677c6f9b5cc1d1650505c2d8/1736208523449/ Recently Sold https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1716578541711-JKQJX138B51DSDR8U7R6/Screen+Shot+2024-05-24+at+12.21.59+PM.png Recently Sold - 2635 Tokola Dr, Concord, CA 94518 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1716577406602-14OHJ93R13R4RD0FODWO/Screen+Shot+2024-03-16+at+12.00.31+AM.png Recently Sold - 2115 Sugartree Dr, Pittsburg, CA 94565 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1716577489723-6Q99A1EQCCL8HE5X2V4H/G2-web-or-mls-DSC00406.jpg Recently Sold - 172 Andrew Ave, Pittsburg, CA 94565 https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/6650e0acdd68465cb3f8d362/1736208523458/ Recently Sold https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/65b5f3321a6320189da085f0/1736208523461/ Recently Sold https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1706862025371-NQCKR5KD684SKYXXFUPU/20+Century+Ct+Roseville+CA+95678.png Recently Sold - 20 Century Ct, Roseville, CA 95678 https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/65b5f2c50ae7317247abd8b9/1736208523464/ Recently Sold https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/65b5f23a4e0656062d052bdb/1736208523467/ Recently Sold https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/657e9eaece0734637f859dc2/1736208523469/ Recently Sold https://static1.squarespace.com/static/6324fb388793d27c489c6ce9/64f69cb36d6915075dd93563/652b0defab36ca39cd5ce49d/1736208523471/ Recently Sold 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https://www.gregsilvarealestategroup.com/virtual-home-sellers daily 0.75 2022-09-16 https://www.gregsilvarealestategroup.com/virtual-home-buying daily 0.75 2022-09-16 https://www.gregsilvarealestategroup.com/featured-listings daily 0.75 2022-09-16 https://www.gregsilvarealestategroup.com/contact-us-1 daily 0.75 2023-12-23 https://www.gregsilvarealestategroup.com/expired-listing daily 0.75 2025-03-23 https://www.gregsilvarealestategroup.com/expired-listing-1 daily 0.75 2025-03-24 https://www.gregsilvarealestategroup.com/expired-listing-2 daily 0.75 2025-03-24 https://www.gregsilvarealestategroup.com/buyers-guide daily 0.75 2025-03-27 https://www.gregsilvarealestategroup.com/expired-listing-3 daily 0.75 2025-03-27 https://www.gregsilvarealestategroup.com/why-list-with-us-layout-b daily 0.75 2022-09-16 https://www.gregsilvarealestategroup.com/team-page daily 0.75 2025-01-11 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1663368077803-EA0AXTR0LLEDH2B2M4JZ/team-page-banner.jpg Meet The Greg Silva Real Estate Group https://www.gregsilvarealestategroup.com/awards daily 0.75 2025-04-15 https://www.gregsilvarealestategroup.com/seller-resources daily 0.75 2024-05-03 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/7130ed0e-e3e9-4b56-970c-ffc2997cb08d/SRS_Certificate.png Seller Resources - Make it stand out Qualified and committed to helping you achieve a successful transaction. Experience counts & Credentials matter. What you can expect: Guidance through each step of the selling process. A customized marketing strategy specific to your property to attract interest and qualified buyers. An objective evaluation of competing and sold properties to determine a realistic and optimum list price. Understanding of contracts to represent your interests. Experienced negotiator who can collaborate with a variety of cooperating agents of all skill levels to ensure the best possible outcome for your sale. Navigate the paperwork so you understand options and ramifications. Find solutions to any potential obstacles. Adherence to a strict Code of Ethics. A Seller Representative Specialist (SRS) is member of an elite group of trained seller advocates. Your trusted advisor when it matters most. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/307ae717-c7a6-4d2a-b730-08c0d20c9627/Screen+Shot+2022-11-25+at+11.16.55+AM.png Seller Resources Get a FREE analysis of your home! Find out your home value, home equity, refinance and mortgage reduction and much more! https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/71d6eb45-a8c5-4433-9ac7-c2b42426635d/For+Sale+by+owner+3.jpg Seller Resources Common mistakes selling your own home. Click the photo to see helpful information and tips for selling your home on your own. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/9748392a-1bbe-4d7e-9f1f-af7f650aec11/price+reduction+2+.jpg Seller Resources Having a hard time getting your home sold? Click the photo to see more information on how we can sell your home faster & for more. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/dbef4b72-56d2-4ebc-9692-7d77d75985bb/Seller+Expectations.jpg Seller Resources One of the first questions I always ask to get to know my clients is what are your expectations? Click the photo to fill out an expectation survey so we can prepare for our consultation. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1e508c1e-97ae-48c1-afc3-24100823ff58/Screen+Shot+2022-11-25+at+10.56.15+AM.png Seller Resources Click the photo to see our Daily Blog https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6191d1b4-8dee-4824-a98a-7060aee00fb6/Pre+approval.png Seller Resources Click here to request a pre-approval from Rob O’Malley or Click here to request a pre-approval from Chuck Isola. Buying a home is the most unique and significant transaction many people will experience in their lifetime. Where do you start? How much can you afford? These kinds of questions may seem daunting, especially for first-time homebuyers. Building a budget is generally a good first step, and a pre-approval letter is the industry standard when it comes to understanding how much a lender might be willing to let you borrow. It is also a requirement when submitting an offer to purchase a home. Click here to get in touch with a reputable lender. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704687906196-E95XFZ47HM5VGV8LD1HL/Pending+in+9+days.png Seller Resources - Sold within 9 days on market https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704687913742-BCP7XDFT29202QU8L7QT/Pending+in+12+days.png Seller Resources - Sold within 12 days on market https://www.gregsilvarealestategroup.com/common-mistakes-selling-your-own-home daily 0.75 2024-01-07 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/20f82601-60d7-4c49-8799-aa8c48a95e22/PCS-Savings.jpg Common Mistakes Selling your own home Getting Emotional It’s easy to get emotional about selling your home, especially your first one. You spent a great deal of time and effort to find the right one, saved up for your down payment and furniture, and created many memories. People generally have trouble keeping their emotions in check when it comes time to say goodbye. Think it’s impossible? It’s not. When you decide to sell your home, start thinking of yourself as a businessperson and salesperson rather than just the homeowner. In fact, forget altogether that you’re the homeowner. By looking at the transaction from a purely financial perspective, you’ll distance yourself from the emotional aspects of selling the property Also, try to remember how you felt when you were shopping for that home. Most buyers will also be in an emotional state. If you can remember that you are selling a piece of property as well as an image and a lifestyle, you’ll be more likely to put in the extra effort of staging and doing some minor remodeling to get top dollar for your home. These changes in appearance will not only help the sales price; they’ll also help you create emotional distance because your home will look less familiar. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704655852696-870CXP5OLYBKR5DCG9IF/Pending+in+9+days.png Common Mistakes Selling your own home https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704656906871-9TEIICPIE8Z94OZ01JBN/Pending+in+12+days.png Common Mistakes Selling your own home https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/aff0d4a1-bd16-404d-a0ca-6d510f258933/making+the+offer+1.jpg Common Mistakes Selling your own home What to Do If You Don’t Use a Real Estate Agent So you’ve decided not to hire an agent. That’s fine because it’s not like it can’t be done. There are people who sell their own homes successfully. Remember, though, you’ll need to do your research first—on recently sold properties in your area and properties currently on the market—to determine an attractive selling price. Keep in mind that most home prices have an agent’s commission factored in, so you may have to discount your price as a result. You’ll be responsible for your own marketing, so make sure to get your home on the multiple listing service (MLS) in your geographic area to reach the widest number of buyers. Because you have no agent, you’ll be the one showing the house and negotiating the sale with the buyer’s agent, which can be time-consuming, stressful, and emotional for some people. Because you’re forgoing an agent, consider hiring a real estate attorney to help you with the finer points of the transaction and the escrow process. Even with attorney’s fees, selling a home yourself can save you thousands. If the buyer has an agent, however, they’ll expect to be compensated. This cost is typically covered by the seller, so you’ll still need to pay 1% to 3% of the home’s sale price to the buyer’s agent. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/ab255d7c-0f6c-4768-8f67-a704ac294f79/Unrealistic+price.jpg Common Mistakes Selling your own home Setting an Unrealistic Price Whether you’re working with an agent or going it alone, setting the right asking price is key. Remember the Comparative Market Analysis you or your agent did when you bought your home to determine a fair offering price? Buyers will do this for your home, too, so as a seller you should be one step ahead of them. Absent a housing bubble, overpriced homes generally don’t sell. In a survey conducted by the informational home sale website HomeLight.com, 70% of real estate agents said that overpricing is the No.1 mistake that sellers make. Don’t worry too much about setting a price that’s on the low side, because in theory, this will generate multiple offers and bid the price up to the home’s actual market value. In fact, underpricing your home can be a strategy to generate extra interest in your listing, and you can always refuse an offer that’s too low. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/dbef4b72-56d2-4ebc-9692-7d77d75985bb/Seller+Expectations.jpg Common Mistakes Selling your own home Expecting the Asking Price Any smart buyer will negotiate, and if you want to complete the sale, you may have to play ball. Most people want to list their homes at a price that will attract buyers while still leaving some breathing room for negotiations—the opposite of the underpricing strategy described above. This may work, allowing the buyer to feel like they are getting good value while allowing you to get the amount of money you need from the sale. Of course, whether you end up with more or less than your asking price will likely depend not just on your pricing strategy but also on whether you’re in a buyer’s market or a seller’s market and how well you have staged and modernized your home. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/be09688f-5803-403c-b5ab-17297fea9399/Rainy+weather.jpg Common Mistakes Selling your own home Selling During Winter Months Believe it or not, there really is a right time to sell during the year. Winter, especially around the holidays, is typically a slow time of year for home sales. People are busy with social engagements, and the cold weather across much of the country makes it more appealing just to stay home. Because fewer buyers are likely to be looking, it may take longer to sell your home, and you may not get as much money. However, you can take some consolation in knowing that while there may not be as many active buyers, there also won’t be as many competing sellers, which can sometimes work to your advantage. You may be better off waiting. Barring any mitigating circumstances that may force you to sell during the winter or holidays, consider listing when the weather begins to warm up. People are usually ready and willing to purchase a home when it’s warmer. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/ef132ee2-002c-467b-836a-5a5a6a02c62b/Home+insurance+policy.jpg Common Mistakes Selling your own home - Make it stand out Not Carrying Proper Insurance Your lender may have required you to acquire a Home Insurance policy. If not, you’ll want to make sure you’re insured in case a viewer has an accident on the premises and tries to sue you for damages. You also want to make sure there are no obvious hazards at the property or that you take steps to mitigate them (keeping the children of potential buyers away from your pool and getting your dog out of the house during showings, for example). Click here to review you insurance with a licensed professional https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/94df27c8-ac1c-4c06-9c13-2aaca395e35e/messy+house.jpg Common Mistakes Selling your own home - Make it stand out Not Preparing for the Sale Sellers who do not clean and stage their homes throw money down the drain. Don’t worry if you can’t afford to hire a professional. There are many things you can do on your own. Failing to do these things can reduce your sales price and may also prevent you from getting a sale at all. If you haven’t attended to minor issues, such as a broken doorknob or dripping faucet, a potential buyer may wonder whether the house has larger, costlier issues that haven’t been addressed either. Have a friend or an agent (someone with a fresh pair of eyes) point out areas of your home that need work. Because of your familiarity with the home, you may be immune to its trouble spots. Decluttering, cleaning thoroughly, putting a fresh coat of paint on the walls, and getting rid of any odors will also help you make a good impression on buyers. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/42a064b1-f70d-4580-abf8-70cf94ebd92d/The+waiting+game.jpg Common Mistakes Selling your own home - Make it stand out Selling to Unqualified Buyers It’s more than reasonable to expect a buyer to bring a pre-approval from a mortgage lender or Proof of Funds for cash purchases to show that they have the money to buy the home. Signing a contract with a buyer may be contingent on the sale of their own property, which may put you in a serious bind if you need to close by a particular date. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/540ae46e-7bc1-44d3-bccb-a8b776dd6328/Home+Staging.jpg Common Mistakes Selling your own home - Make it stand out Should I Stage My House? Yes, probably. Staging a home can lead to quicker sales and higher home prices.However, not everyone needs to hire a professional staging service. Just taking a few steps like cleaning and decluttering can have a significant impact on a home's sale and will need to be done before moving regardless of the sale. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/11bc28d2-1688-4890-bebc-0ac880a49d5b/Cash+offer.jpg Common Mistakes Selling your own home - Make it stand out Should You Sell Your Home for Cash? Selling a home for cash is a quick way to avoid the hassle and stress of staging a house, showing it, making repairs, and juggling competing offers. However, most cash buyers won't buy a home for more than 75% of the home's value, minus any anticipated fixing-up expenses. That means someone selling a $100k home that needs $30k in repairs can expect offers around $45k from cash buyers. Selling a home for cash is easier, but at a significant financial cost that should be considered. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/30f4685d-6568-4bcd-9d8a-bff9aa11b092/skimping+on+photos.jpg Common Mistakes Selling your own home Skimping on Listing Photos Because so many buyers look for homes online these days, and so many of those homes have photos, you’ll be doing yourself a real disservice if you don’t have any visuals of your home. At the same time, there are so many poor photos of homes for sale that if you do a good job, it will set your listing apart and help generate extra interest. Good photos should be crisp and clear and taken during the day when there is plenty of natural light available. They should showcase your home’s best assets. Consider using a wide-angle lens if possible—this allows you to give potential buyers a better idea of what entire rooms look like. Ideally, hire a professional real estate photographer to get top-quality results instead of just letting your agent take snapshots on a phone. And don’t just stop at photos. Consider adding a video tour or 360-degree view to further enhance your listing. This can be easily done with any smartphone. You can certainly entice more potential buyers into walking through your doors for showings. You may even get more offers if you give them an introductory walk-through of your property. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/38f914e0-af98-486e-bb08-c5b83f39c88e/inspector.jpg Common Mistakes Selling your own home - Make it stand out Hiding Major Problems Think you can get away with hiding major problems with your property? Any problem will be uncovered during the buyer’s inspection. You have three options for dealing with any issues. Either fix the problem ahead of time, price the property below market value to account for it, or list the property at a normal price and offer the buyer a credit to fix the problem. Remember: If you don’t fix the problem in advance, you may eliminate a fair number of buyers who want a turnkey home. Having your home inspected before listing is a good idea if you want to avoid costly surprises after the home is under contract. Further, many states have disclosure rules. Some require sellers to disclose known problems about their homes if buyers ask directly, while others decree that sellers must voluntarily disclose certain issues. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/a351adb2-891d-45e1-9d5c-9872af53071c/unavailable.jpg Common Mistakes Selling your own home - Make it stand out Not Accommodating Buyers If someone wants to view your house, you need to accommodate them, even if it inconveniences you. And yes, you have to clean and tidy the house before every single visit. A buyer won’t know or care if your house was clean last week. It’s a lot of work, but stay focused on the prize. In the history of my listings, The sellers who had a limited showing schedule reduced the number of buyers hurting their amount offers received. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/aff0d4a1-bd16-404d-a0ca-6d510f258933/making+the+offer+1.jpg Common Mistakes Selling your own home - Make it stand out Can You Sell a House With a Mortgage? Yes, you can sell a house with a mortgage. During the escrow process, you will get a mortgage pay off statement (sometimes called a payoff quote) from the lender holding your mortgage that lists the exact remaining balance. When your loan closes, the escrow agent will send the balance of your mortgage to your lender, paying off your mortgage. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/53cbbe10-5939-4145-8cfe-44be504e9bf2/How+Much+Will+I+Make+Selling+My+House.jpg Common Mistakes Selling your own home - Make it stand out How Much Will I Make Selling My House? How much you will make depends on the sale price, Agent commissions, closing costs, and the remaining mortgage balance. If working with a real estate agent, you should receive a seller's net sheet before you even list your property, which details what you can estimate to make. When you have accepted an offer and are in escrow, you will get a closing disclosure from your lender that details exactly how much you will receive after your loan closes. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/71d6eb45-a8c5-4433-9ac7-c2b42426635d/For+Sale+by+owner+3.jpg Common Mistakes Selling your own home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.gregsilvarealestategroup.com/investment-property-specialist daily 0.75 2022-11-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/069ded53-6180-4a72-9c36-29fa934401a9/Untitled+design-3rental+homes.jpg Investment Property Specialist INCOME PROPERTY INVESTMENT — INVESTING IN RENTALS Although there are many ways to directly invest in real estate, for simplification purposes, we can break the investment approaches into two primary categories: investing in a property to potentially resell it quickly for a profit, and investing in a property for the long-term and renting it out. One potential benefit of investing in a rental is that it has the possibility to provide two types of return. First, it can provide appreciation over the long run, if the property value increases over time and due to improvements made by the owner, and as the owner increases equity in the property by paying down the mortgage. Second, the owner also has the potential to realize an ongoing return in the form of positive cash-flow on the investment — earned by renting the property out to tenants for monthly payments that exceed the owner’s overall monthly expenses to maintain the property. If an investor can obtain attractive financing to secure a rental property that produces positive cash-flow in an appreciating market — and if the investor is willing to take on the responsibility of managing the property (or working with a property management company) — then rental property investing can be a viable real estate investment strategy. Of course, just as with any investment, it is important to understand that rental property investing carries the risk of loss and there are no guarantees of a return. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/d787bdf4-afab-4459-b322-561597e6fba0/Untitled+design+rental+homes.jpg Investment Property Specialist RENTAL PROPERTY INVESTMENT STRATEGY To determine whether a rental property investment can work for you, you first need to come up with an informed estimate of the return on investment (ROI) that the property is likely to generate. For many types of investments, you can determine the ROI by calculating a simple formula: gains minus cost, divided by the cost. In the case of a stock investment, for example, if you pay $10,000 for stock in a company and sell your shares later for $12,000, then you’ve realized an ROI of 20%. That’s a net profit of $2,000, divided by the original $10,000 purchase price — giving you a 20% return on your investment. In reality, the ROI calculation will be more complicated than this, because you will need to factor in expenses such as capital-gains taxes on your stock sale and any broker fees you incurred while buying and selling your shares. But things get more complicated still when you are attempting to determine the ROI potential in advance of investing in a rental property — because there are so many variables that can affect both the income potential and the expenses of the property. Determining the possible ROI of an income-producing property will require you to make estimates (based on whatever historical data is available) on market rental rates, vacancy rates of similar properties in the area, ongoing expenses for maintaining and operating the property, and other variables that might change at any time. And bear in mind, as stated previously, rental property investments carry risk of loss just as any other type of investment, and returns can never be guaranteed. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/7a9aaeb9-6447-4a12-9e25-bb14dc693697/Untitled+design-2rental+homes.jpg Investment Property Specialist HOW TO DETERMINE A GOOD RENTAL PROPERTY There are many criteria you’ll need to consider in your search for a good rental property in which to invest. If you’re looking for a residential rental property — such as a single-family residence or a small apartment complex — you may want to focus your search within neighborhoods with homes appreciating in value, low crime rates, strong employment figures and well-rated schools. But assuming you have narrowed your search for rental investments to a given area or even to a few specific properties, you should then run some basic calculations to get a better sense of how well those properties might be able to generate income for you. Your goal, of course, will most likely be to find a rental property that generates positive cash-flow — where the rents and any other income you earn on the property is greater than all expenses, including your mortgage payment, property management fee, property taxes (calculated monthly), repairs, insurance, etc. Imagine you were to purchase a four-unit apartment complex for $300,000, and you took on a $1,900 mortgage payment (which included impounded property taxes, paid by the mortgage company). You then hired a property management company for $150 to handle screening tenants and managing repair and maintenance issues. Further assume that ongoing maintenance work like landscaping for the apartment runs you another $200 and that for expenses you are responsible for on the property, such as some of the utilities and property insurance, cost an additional $500. Your total costs, then, come to $2,750 per month. Finally, assume you can charge $800 per unit and that all four units rent. That gives you a gross income of $3,200 — a net operating income of $450 per month. Another way to determine whether or not a rental property might be viable for you is to use the simple 1% rule. This guideline allows you to take an estimate of your monthly income on a rental property and divide it by the purchase price — and it argues that if that number is in the 1% range, then you might have a good rental property. Using our example above, if the purchase price were $300,000 and the estimated monthly income were $3,200 (assuming no vacancies during the year), then that would give you a better-than-1% return, 1.06% in fact. However, these calculations are always more complicated and require accounting for more variables. In the hypothetical example we’ve been using here, you might also need to build a 5% vacancy into your estimate because that is the standard vacancy rate for similar properties in the area. That would take your annualized income estimate from $38,400 ($3,200 per month times 12 months) down to $36,480 — to reflect a 5% drop in income due to a vacancy. Now your monthly income estimate will be $3,040 — still roughly 1% of your purchase price, and still, therefore, a potentially viable deal. Keep in mind that this is purely a simplified example and potential opportunities can vary from the example provided. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/e5b141e3-caac-470c-abbe-dfe5ccd3f3c9/Untitled+design-4rental+homes.jpg Investment Property Specialist BUYING RENTAL PROPERTIES One of the most challenging aspects of buying rental properties is compiling a complete list of all expenses. Failure to take into account even one upfront capital outlay or ongoing expense can lead you to an inaccurate estimate of the cost and income potential of your property. That list of expenses is long and includes agent/broker commissions for acquiring the property, mortgage fees, cleaning and maintenance, repairs, utilities, insurance, advertising for tenants, mortgage interest, property management, your time and expense traveling to and from the property, taxes and tax-return prep, legal fees, the costs to replace appliances, etc. It is extremely difficult if not impossible to know in advance all of the expenses your rental property may require. For this reason, as you are calculating a property’s income potential, it is important to gather as much information on the property and similar properties in the area as possible. It is also advisable to err on the conservative side in your calculations — factoring in an additional percentage of expenses for unforeseen costs. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/cbdd9fde-739d-41b7-9890-ff40331fde37/advisor.jpg Investment Property Specialist FINANCING A RENTAL PROPERTY Financing an income property is typically more difficult than financing a home or other primary residence. The major distinction is the size required for the down payment. Whereas home buyers with strong credit can find financing opportunities that require just a few percent down on a primary residence, investors typically must put down at least 20%. There are other financing options available, however, some quite creative. For example, an investor can ask for “seller financing” or “owner financing,” where the owner of the property serves as the bank or mortgage company, and the investor places an amount of money down for the purchase and promises a certain amount monthly — just as they would do with a traditional mortgage company. Indeed, these transactions in most ways mimic a standard mortgage arrangement, involving agents and an escrow company, and the investor’s credit and good name are just as much on the line for satisfying the mortgage responsibility as they would be if the loan were held by a big bank. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/327424bd-ff16-456b-8bc2-7c09bbc8c078/Untitled+design-5rental+homes.jpg Investment Property Specialist BUYING RENTAL PROPERTIES One of the most challenging aspects of buying rental properties is compiling a complete list of all expenses. Failure to take into account even one upfront capital outlay or ongoing expense can lead you to an inaccurate estimate of the cost and income potential of your property. That list of expenses is long and includes agent/broker commissions for acquiring the property, mortgage fees, cleaning and maintenance, repairs, utilities, insurance, advertising for tenants, mortgage interest, property management, your time and expense traveling to and from the property, taxes and tax-return prep, legal fees, the costs to replace appliances, etc. It is extremely difficult if not impossible to know in advance all of the expenses your rental property may require. For this reason, as you are calculating a property’s income potential, it is important to gather as much information on the property and similar properties in the area as possible. It is also advisable to err on the conservative side in your calculations — factoring in an additional percentage of expenses for unforeseen costs. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6d1c4eae-f60d-4deb-866b-8c1f0d9b4b93/Marketing+probate.jpg Investment Property Specialist Take short questioner to see how ready your investment property is to rent https://www.gregsilvarealestategroup.com/probate-sale-and-purchase daily 0.75 2022-11-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/42a1dbe0-ea7b-40d0-9fa7-d740aa4fffa7/Untitled+design-4.jpg Probate Sale/Purchase Why a home is sold through probate court A home is sold in probate court when someone dies intestate or without bequeathing their property. When that happens, the state takes over and administers the property’s sale. The court wants to be certain the property is marketed and sold at the best possible price. To ensure this, the court requires certain steps, processes and procedures be followed. Probate laws can vary from state to state, but any good real estate agent should be sufficiently knowledgeable about the ins and outs of probate sales. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6d1c4eae-f60d-4deb-866b-8c1f0d9b4b93/Marketing+probate.jpg Probate Sale/Purchase Marketing a probate sale In a probate sale, the property is marketed just like any other property. The probate attorney or the estate representative will hire a local real estate agent, sign a listing agreement, and show the property, just as they would a traditional listing. Generally, the list price is based upon the listing agent’s suggestions as well as an independent appraisal ordered and issued by the court. If you have questions about listing a property that will go to probate, Please call me as we'd love to help you make the process go as smooth as possible with the best experience. Please call me with and questions you might have about this topic. I would be happy to help! Direct: 925-786-8887 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/aff0d4a1-bd16-404d-a0ca-6d510f258933/making+the+offer+1.jpg Probate Sale/Purchase Making an offer An interested buyer may make an offer on the property at any time. However, in the case of a probate sale, the offer must be accompanied by a 10% deposit. The estate representative will then accept or counter the offer, just like any other sale. The offer is subject to the court’s confirmation. Even though the seller may have accepted a buyer’s offer, the seller is not committed to that buyer or their offer. The estate representative, through their probate attorney, will then petition the court to confirm the sale. A future date is chosen for the sale to be confirmed in the court. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/42a064b1-f70d-4580-abf8-70cf94ebd92d/The+waiting+game.jpg Probate Sale/Purchase Playing the waiting game Once the sale date is determined, the parties now must wait a minimum of 30 to 45 days. During this time, the court requires that the property be properly advertised and marketed with the new accepted price. In California, for example, the court will take that accepted offer and raise it by 5% plus $500. The total becomes the new probate price to be marketed. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/61e5b0bb-35a9-435d-9d2c-89c336e1203a/going+to+court.jpg Probate Sale/Purchase Going to court In order for the sale to be confirmed, the court requires that the new buyer, plus any other interested party, come to probate court to confirm the sale. The property is then sold auction style with the opening bid being (in the case of California) the accepted offer price plus the 5%, $500 increase. Sometimes multiple buyers show up to bid on the property in increments of $5K. If nobody shows up to bid on the home, the first buyer gets the property for their original offer price. If the property is sold to one of the bidders, they must immediately hand over a deposit of 10%. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/2ec7a908-4e38-419c-9367-0f5be3f8ac6b/Refund.jpg Probate Sale/Purchase The deposit may not be refundable There are some things for buyers to be aware of when moving forward on a probate sale. Many times, the 10% deposit that’s required with the offer is not refundable unless the original buyer isn’t the final court confirmed buyer. Also, since the seller is deceased, there usually isn’t anyone to disclose a previously leaky window, illegal work done on the property, plans for a major change to the neighborhood, or anything else that may negatively affect the property’s value. That’s why probate sales can be risky. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/38f914e0-af98-486e-bb08-c5b83f39c88e/inspector.jpg Probate Sale/Purchase An early inspection is your best defense Any serious buyer should have the property inspected from top to bottom before writing an offer. Yes, you’re gambling the price of the home inspection without knowing if your offer will even be accepted, or if you’ll be outbid by someone else in probate court. But would you rather gamble the cost of an inspection — or the cost of a house? https://www.gregsilvarealestategroup.com/military-relocation daily 0.75 2022-11-26 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/2955361e-e782-484c-916b-a6678e94dc31/va-home-loan-wood-key.jpg Military Relocation What is a VA Loan? A VA home loan (also known as a Department of Veterans Affairs home loan) is one of the most useful military benefits. If you qualify, you can buy or build a home, or refinance an existing home mortgage, with as little as $0 down, great rates and financing with no mandated cap. Another benefit over traditional mortgages is that there is no PMI (Private Mortgage Insurance, the monthly insurance fee charged to protect the bank until you reach at least 20% equity). For most service members and veterans who qualify, a VA loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. This section offers an in-depth explanation of the VA loan process and instructions on how to submit an application. A VA loan makes home-buying more affordable for millions of veterans and active service members. VA Home Loan Basics While VA Loans are issued by private lenders they are backed by the U.S. Department of Veterans Affairs, which is why they can be offered oftentimes with little to no down payment and no PMI. Since 1944, the VA has helped over 25 million military men and women purchase homes using the VA loan mortgage program, according to VA statistics. VA Loan Eligibility Are you eligible to use a VA loan? If you have served on active duty for at least 90 days or met a variety of other service benchmarks created for Guard and Reserve members, the answer is likely “yes.” VA Loan Qualifications Completed at least 90 days of active duty service. Have at least 6 years of service either in the Reserves or National Guard. Served at least 181 days of active service during peacetime. Have 90 cumulative days of active service under Title 10 or Title 32. For Title 32 service, at least 30 of those days must have been consecutive. You're the spouse of a military service member who either died in the line of duty, or as a result of a service-related disability. VA Home Loan vs. Conventional Home Loans VA loans are some of the only loans remaining that offer no down payment. With conventional loans, the buyer is required to provide up to 20% down, which can often make it too difficult to purchase the right type of home for your family. Since with a VA home loan there's no private mortgage insurance, this can save hundreds of dollars a month over conventional loans, depending on how much you borrow. Because the VA loan is backed by the government, the rates are often much better than a conventional loan, which will save you a considerable amount of money over the life of your home loan. Lastly, the VA home loan has a more lenient lending policy, allowing you to qualify for a VA loan when you might not meet all the requirements for a traditional loan. Types of VA Loans The VA offers a variety of loan program options, including purchase and refinance mortgages, rehab and renovation loans and energy efficiency mortgages. Here’s an overview of the VA loan options. VA Purchase Loan Allows qualified service members to buy a home with no minimum down payment. VA Interest Rate Reduction Refinance Loan (IRRRL) Replaces current VA mortgage with a VA loan to lower interest rate or to refinance from an adjustable to a fixed rate. VA Cash-Out Refinance Replaces VA or conventional mortgage with a VA loan. An option to turn home equity to cash. VA Energy Efficient Mortgage Finances energy efficiency home improvements. VA Rehab and Renovation Loan Finances the cost of home improvements. VA Loan Funding Fee and Others Costs Nearly every VA loan comes with a VA Funding Fee. This fee goes directly to the Department of Veterans Affairs and helps back the VA loans of the future. Not everyone has to pay the fee, such as military men and women with a service-related disability. Fees range from a little over 2% for first-time VA loan recipients, to 3.3% for repeat home buyers. The good news is you can roll this fee into your loan amount. In addition, closing costs are less, and often the seller can pay these costs, too. VA Loan Limits In the past, the VA capped the amount of money available for a VA home loan. But as of 2020, the VA no longer mandates loan limits. That means you can buy the home you need through your VA home loan benefit. How Much Can I Qualify for on a VA Home Loan? The amount you can qualify for varies depending on a number of factors. One of the biggest factors is your debt ratio. It helps to determine the amount you can afford to pay each month. Take the Next Step If you're ready to move forward, or just want more information, the first step is to get no-obligation rate quotes. We can set you up with a lender for more answers. Click here to get more finance information about a VA Loan https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/be495852-37ca-4a02-927b-3a1f1a265d1d/deployment.jpg Military Relocation 6 Tips on Talking to Your Spouse Before Deployment The type of communication you have with your service member today will serve as the building blocks for the communication you practice while your service member is deployed and when he returns. "I communicate with my spouse before he departs on what we both expect during deployment relating to our children, our home and our command. While I am not thrilled he has to leave us once again, I never run from a deployment—I prepare myself and our children." - Navy spouse 1. Hash Things Out Now This is a good time to sit down together and discuss what each of you expects of -- and hopes for -- the deployment. A good communication plan will help align expectations and lessen miscommunications during the deployment. "I try to make sure things are in order just as the Army does. I have discussions with my husband about how we both envision the deployment going, and how we plan on communicating and keeping connected." - Army spouse 2. Discuss how you would like each other to behave while you're apart. For example, is your service member comfortable with you going out to dance with your friends? If yes, how often? If no, why not? In turn, perhaps you would like your service member to commit to communicating as regularly as possible (and, in what form? Phone calls? Email? Written letters? Facebook messages?). Do you want your service member to call you the moment he is in port or on a break or would you understand if he waited until later? 3. Determine how much your service member wants to know about what's going on back home. Some service members don't want to hear about the frustrations of daily life because there is nothing they can do to fix things. Others want to know about the little details they're missing because it helps them feel close to their loved ones. Either choice is okay but it has to be a choice made together. 4. Decide on the type and frequency of communication your service member would like you to have with his family and friends. You will also want to come to an understanding of what an "emergency" is for both of you. Decide now how much you want to know about what is happening to the other while you're apart, and when it would be essential to inform the other person of an event or incident. 5. Exchange ideas about how you'll spend (or save) extra money. Since your service member may earn extra money from being deployed to a combat zone, you’ll want to have a plan on what to do with it. Likewise, who will be responsible for handling the money, doing the taxes, and paying the bills? 6. Nothing is off the table at this point. If there's something in your relationship that needs to be discussed, now's the time to talk it out. It's much easier to address these issues when you're still together as opposed to trying to detail them out once your service member is away. A sensitive, yet vital, discussion point is the decision you make on how you'd like to be notified in the event of a serious injury or death of your service member. Commands deal with this delicate topic differently, so it is important to discuss with your service member so that you can both be prepared. "Of course I am always afraid of losing my sailor. You have to arm yourself before deployment. Sit down with each other and come up with a plan if the worst happens. Make sure you have everything in line, like power of attorney and wills. Make sure you have a support line of family and friends that would be willing to step in and help if the worst happened. You have to plan for the worst and pray for the best." —Navy spouse https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/11bd18fb-ec72-4871-a293-4631744de4eb/deployment-computer.jpg Military Relocation Deployment: Financial Preparation Being financially prepared is a big part of overall Family Readiness. There are unexpected exercises, schools, training, and other temporary assignments that not only changes your military pay but may interfere with your civilian employment pay. Being mobilized can also present unique financial challenges. Here are some basic guidelines that should be considered prior to mobilization. Soldiers and Sailors' Civil Relief Act (SSCRA): Although all service members receive some protections under the SSCRA, additional protections are available to reserve components called to active duty. Make sure you learn everything there is to know about this act. Under it, you could qualify for: Reduced interest rate on mortgage payments. Reduced interest rate on credit card debt. Protection from eviction if your rent is $2,400 or less. Delay of all civil court actions, such as bankruptcy, foreclosure or divorce proceedings. Note that most of the protections SCRA offers are good only during your duration of your active duty assignment. For more on SCRA, see the Service members Civil Relief Act Overview, or contact your unit or installation legal assistance office. Direct Deposit: Direct deposit is the quickest and the most convenient way to receive your pay check. Plan for a week or two after you initiate direct deposit for it to be activated. The service member can be deployed to any part of the world, but having direct deposit will enable both the service member and family members to have easier access and more control of their funds. Check with your bank or credit union. Financial Bills: Service members are responsible for their household expenses/bills while they are deployed. These expenses could include rent, mortgage payments, car payments, credit cards, etc. Before deploying you should ensure that you have made arrangements for these payments to be taken care of. You may wish to appoint your spouse or family member with power of attorney, so that they can handle your finances while you are deployed. For more, see the Legal Preparation section. Income Tax: If you will be deployed when your taxes are due, decide in advance how income taxes will be filed and who will do it. You may wish to file for an extension through the Internal Revenue Service by filing Form 2350: Application for Extension of Time to File U.S. Income Tax Return. For more on military taxes, see the Tax Center. Allotments: An allotment is a portion of your pay that is automatically set aside each month for an individual, a mutual fund, creditors, etc. In the event of a deployment, a couple may choose to open a second checking account and set up an allotment for the service member. This is an easy and convenient way to make sure that both the service member and the family receive funds on a regular basis. Leave and Earnings Statement (LES): Each month, the service member will receive a LES showing their pay for the preceding month and any changes that will affect their pay for the current month. The LES will also show pay for special assignments; allowances for food, housing, and clothing; leave earned and used; and what deductions were taken out of their pay for established allotments, insurance, and taxes. Also included is drill and retirement information. Units will often offer a class on reading an LES for both the service member and spouse prior to a long-term deployment. For more information on Leave and Earnings Statements, click here. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/907a5742-50bf-4577-be71-afc01f5c7c12/pcs-tape-1800x1200.png Military Relocation 5 Things to Do When You Get PCS Orders You've received your Permanent Change of Station (PCS) orders, and after the panic subsides, you know you’ll need to get yourself and your family organized for the relocation process. So what's your next move? Once you have your PCS orders in hand, make sure to take the following steps: 1. Set up a meeting with your base transportation office. Depending on your service branch, the name of the government office that handles your relocation varies: The Department of Defense: Joint Personal Property Shipping Office. Air Force: Traffic Management Office. Army: Installation Transportation Office. Navy and Marine Corps: Personal Property Shipping Office. Coast Guard: Household Goods Shipping Office. Make sure you make an appointment with your office as early as possible. At your meeting, make sure you find out about all the moving options available to you, including a DITY move, and start making preliminary arrangements for your move. 2. Contact the family center at your new location. Family centers offer relocation assistance programs that provide moving information to you and your family. Ask questions, and learn about your new community and what it offers. 3. If you're living in government quarters, notify the housing office of your projected move date. Make sure you also know all the regulations about cleaning your home before you move out. 4. Make an appointment with your finance office at your current installation. Making a move will be a drain on your bank account. The finance office can give you the lowdown on your options, as well as relocation benefits that you’re eligible for. 5. Use Military.com’s PCS Guide and Moving Checklist to help plan your move. In making preparations for a move, it's easy to be bogged down with all the details and things to do. Military.com can help you stay on top of it all with this handy checklist, which covers everything from packing to setting up in your new location. These ready-to-print lists will remind you what you need to do. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/20f82601-60d7-4c49-8799-aa8c48a95e22/PCS-Savings.jpg Military Relocation Tips for a Smooth PCS Move Each year, about 225,000 Department of Defense and U.S. Coast Guard household good shipments are slated for movement during the summer months. These shipments compete with private sector moves creating a phenomenon in the transportation industry called the "peak moving season." Peak moving season runs May through August each year with the peak of the peak between Memorial Day and July 4. Military move officials wants federal employees and their families to know a smooth move for household goods is possible during peak moving season with proper planning and attention to detail. "As soon as you receive your permanent change of station orders, you should start your move process," said John Johnson, who helps manage military moves for the DoD. "Requesting your pickup and delivery dates as soon as possible will ensure a better chance of getting the dates you want." All DoD service members and civilians, including their families, have two avenues to manage their move based on local policies. The first is the traditional visit to the local installation transportation office or personal property shipping office to receive a relocation briefing and start the move process. The alternative is to use the Defense Personal Property System, or DPS, which is accessed through the website, www.move.mil. This website is the portal for DPS and the one-stop shop where members can completely manage their move process. Members using move.mil for the first time will find online training videos and presentations explaining how to navigate through the move process. DoD provided moving tips: - Create a personal moving calendar with checklists, phone numbers and links to critical moving processes and information - Your Transportation Office (TO) or Personal Property Shipping Office (PPSO) is the primary point of contact for customer service. It is never too early to ask questions. - Once you get your orders and know the dates you want to move, immediately start the moving process. Contact your TO/PPSO to learn all options available to you, including a Personally Procured Move. The sooner you start the better chance you have to lock in your preferred move date. - Moving in the summer months (May through August) is extremely busy with Memorial Day to July 4 being the busiest moving time of the year. Since requested pickup and delivery dates may not be available during this time, flexibility is important and building extra time into your schedule for unforeseen circumstances is recommended. - Once your move dates are requested, don't assume they are set. Move dates are not confirmed until you coordinate with your Transportation Service Provider (the company contracted to do your move). - Pack, pickup and delivery dates are usually scheduled on weekdays. You or your designated representative must be available between the hours of 8 a.m. and 5 p.m. You don't want to miss your move dates as this will cause unnecessary hardship on everyone and possibly extra expenses for you. - Have a good estimated weight of your personal property. A quick method for estimating your weight is to calculate 1,000 pounds per room. A more accurate estimate can be made using the weight estimator found at move.mil (DOD Service Members and Federal Civilians (DOD) Tab > Weight Allowance Tab > Weight Estimator Tab. Keep in mind this is only an estimate and each individual shipment will vary. - Moving is a good time to dispose of unnecessary items. This will help you avoid excess weight charges if your shipment is close to the authorized weight allowance. You don't want to ship and pay for something you don't want. - You can request a reweigh of your personal property shipment at no cost to you. This is done when you are near or over your weight allowance. - If you are making more than one shipment, make sure you clearly separate them at your residence. Packing and loading for multiple shipments should be scheduled on separate days to avoid confusion. You want the right items going to the right destination. - Move.mil places you in direct contact with your moving company to manage the movement of your personal property. It is extremely important to keep your contact information (phone number and e-mail address) updated in move.mil. - If you have a delivery address for your personal property and want direct delivery, it is important to work closely with your moving company to arrange delivery and avoid your personal property being placed in temporary storage - You can find the "It's Your Move," "Shipping Your Privately Owned Vehicle" and "Storing Your POV" pamphlets on the move.mil website. These pamphlets provide explanations on responsibilities for personal property and POV shipments and are a great source for additional moving tips to help you prepare for the move. No Matter Where Your Next PCS Takes You The Greg Silva Real Estate Team is here to help! https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/97e5f95d-1187-4353-9d56-2da4de73e170/PCS+Cash+Back+Photo+for+Article.jpg Military Relocation 6 Deals to Remember When PCSing When it comes to the military move, there are certain truths we all know. Moving dates are subject to change. Something you love will get broken. Babies don’t sleep well in hotel rooms. And you’re going to have some out-of-pocket expenses. But you can find all sorts of deals to help lessen some of those pesky PCS expenses. Here are 6 deals to look into before, during and after your PCS move: 1. Storage Are you planning a Do-It-Yourself or Personally Procured Move (PPM)? Do you need to stash some of your stuff in storage? Before you store, remember to use the military discounts available from companies like PODS Moving and Storage, CubeSmart, Oz Moving & Storage and SMARTBOX. Local storage facilities near you may offer discounts for military so make sure you ask wherever you go. 2. Transportation If a DITY move is in your future, you're probably going to need to rent a moving truck as well. Penske and Budget Truck Rental offer military discounts on truck rentals to get you and your belongings where your orders take you. 3. Organization Whether you're trying to set aside the personal items you don't want the movers to pack or you're attempting to figure out how to make the most of the space in the world's smallest closet, PCS moves go so much more smoothly when you're organized. It's also essential to keep important documents such as copies of military orders, birth certificates, powers of attorney and packing checklists organized before, during and after your move. Store them all in one place by creating a PCS binder as soon as you start the moving process. Stores like Jo-Ann Fabric and Craft and Michaels have military discounts that can help with any organizational needs you might have. 4. Home Décor Whether you sold some of your belongings so you would have less stuff to move, you're upgrading to a larger house, or your PCS is just a good excuse to redecorate, you're probably going to be shopping for items to decorate your new home. Whatever you're looking for, there's likely a military discount to help you out, including Costco, Home Depot, Lowe's, Kirkland's and Blinds Chalet. 5. Home Improvement Unless you live in a perfect world where grass doesn't grow, pictures hang themselves and appliances don't break, you're bound to face some home improvement tasks when you reach your final destination. Both Home Depot and Lowe's offer a year-round military discount to help you either spruce up the house you're trying to sell or turn your new house into a home. 6. Homeowners or Renters Insurance Don't forget to look into homeowners or renters insurance to keep your home and personal property protected. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/dbef327c-ea91-4003-98ba-db806657b2dd/Military+Cert+Site+PNG.png Military Relocation Click here to schedule https://www.gregsilvarealestategroup.com/short-sale-and-reo daily 0.75 2022-11-26 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/a1c3b210-3d72-40ae-bfa9-896857474bf9/Untitled+design2.jpg Short Sale and REO Short Sale Before the short sale process can begin, the lender who holds the mortgage must sign off on the decision to execute a short sale. Additionally, the lender—typically a bank—needs documentation that explains why a short sale makes sense. That's because there is a chance that the lending institution could lose a lot of money in the process. If approved for a short sale, the buyer negotiates with the homeowner first before seeking approval on the purchase from the bank. It is important to note that no short sale may occur without Lender approval. Once the short sale is approved and goes through, the lender receives the proceeds of the sale. However, the homeowner is still required to pay the deficiency—that is, whatever is left remaining on the loan. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6c306cd4-0423-446b-8e50-0d8ef10df9ad/Untitled+design.jpg Short Sale and REO Foreclosure Unlike a short sale, foreclosures are initiated only by lenders. Mortgagors who fall behind on their payments—anywhere from three to six months—may be subject to foreclosure by their lenders unless they bring their loans up to date. Foreclosure proceedings vary by state including what types of notifications the lender must provide, as well as what options the homeowner has to bring the loan up to date. Laws also stipulate how long a bank has to sell the property. The lender initially takes legal action to take control of the property to force the sale of the home. By doing so, the lender moves against delinquent borrowers, hoping to make good on its initial investment of the mortgage. Also, unlike most short sales, many foreclosures take place when the homeowner has abandoned the home. If the occupants have not yet left the home, they are evicted by the lender in the foreclosure process. Once the lender has access to the home, it orders its own appraisal and proceeds with the sale of the home. Foreclosures do not normally take as long to complete as a short sale, because the lender is concerned with liquidating the asset quickly. Foreclosed homes may also be auctioned off at trustee sales, where buyers bid on homes in a public process. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/91beb185-90a7-4f94-bcca-76187089b196/Untitled+design-212.jpg Short Sale and REO Special Considerations Short sales and foreclosures have consequences to homeowners. Both require homeowners to give up their properties—well before they may be ready to do so. But that's where the similarities end. Short sales tend to be lengthy and paperwork-intensive transactions—sometimes taking up to a full year to process. The foreclosure process, on the other hand, tends to be very quick. As mentioned above, banks normally want to sell the property quickly to recoup as much money as possible. While short sales are not detrimental to a homeowner's credit rating, foreclosures are. A homeowner who has gone through a short sale may, with certain restrictions, be eligible to purchase another home immediately. A foreclosure, though, is kept on a person's credit report for seven years. In most circumstances, homeowners who experience foreclosure need to wait a minimum of five years to purchase another home. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/cbdd9fde-739d-41b7-9890-ff40331fde37/advisor.jpg Short Sale and REO Hire a Pro: Compare 3 Financial Advisors Near You Finding the right financial advisor that fits your needs doesn’t have to be hard. If you’re ready to be matched with a local advisor that will help you achieve your financial goals, get started now! Click here to get financial information https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6191d1b4-8dee-4824-a98a-7060aee00fb6/Pre+approval.png Short Sale and REO Click here to schedule a lender consultation https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/c739ae48-99d2-4046-84ab-8e0103d4fa11/Screen+Shot+2022-11-21+at+6.09.16+PM.png Short Sale and REO Click here to see what our clients are saying https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/09c8c28d-3189-4d3d-bc06-fdd9dc72f8d3/Short+sale+and+foreclosure.png Short Sale and REO Click here to schedule https://www.gregsilvarealestategroup.com/buyers-resources daily 0.75 2025-07-17 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/d65f3193-6c33-4df4-9f70-0ee4b5f73f9d/Needs+Vs+Wants.jpg Buyers Resources We will be searching on and off market opportunities for you to have access to as many homes as it takes to find the right one! Click here to star your search. If you see something you’d like to see in person please hit the like button and we will schedule the tour and retrieve the disclosures for you! https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/04bc8e87-7b18-48e0-8482-8e7950e7f8d8/Copy+of+Renting+vs+owning+gif.png Buyers Resources 7 Reasons to Own A Home 1.Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home. 2. Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®. The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to15 percent over the next decade, creating continued high demand for housing. 3.Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home. 4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax. 5.Predictability. Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase. 6. Freedom. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle. 7. Stability. Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity. Click here to schedule a consultation https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/910bb90c-62d2-4413-8420-127e6f33e0a0/Credit+check.jpg Buyers Resources Click here for a credit consultation Credit scores can be a confusing topic for even the most financially savvy consumers. Most people understand that a good credit score boosts your chances of qualifying for a mortgage because it shows the lender you’re likely to repay your loan on time. It’s why many lenders have minimum required credit scores for the loans they offer. But do you know the minimum credit score you need to qualify for a mortgage and buy a house? And did you know that this minimum will vary depending on what type of mortgage you’re seeking? While every lender is different, understanding where your score falls and how your score impacts your loan application is key. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/6191d1b4-8dee-4824-a98a-7060aee00fb6/Pre+approval.png Buyers Resources Click here to request a pre-approval from Chuck Isola. Buying a home is the most unique and significant transaction many people will experience in their lifetime. Where do you start? How much can you afford? These kinds of questions may seem daunting, especially for first-time homebuyers. Building a budget is generally a good first step, and a pre-approval letter is the industry standard when it comes to understanding how much a lender might be willing to let you borrow. It is also a requirement when submitting an offer to purchase a home. Click here to get in touch with a reputable lender. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1e508c1e-97ae-48c1-afc3-24100823ff58/Screen+Shot+2022-11-25+at+10.56.15+AM.png Buyers Resources https://www.gregsilvarealestategroup.com/get-your-home-sold daily 0.75 2024-01-13 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/dbb28542-275c-48ae-b14d-d1dd55080a0c/home+selling+process.png Get your home sold 1. Adjust Your Asking Price Incorrect pricing your home is one of the easiest home-selling mistakes to make. It can be difficult to separate emotions from the facts about a home’s worth, so some owners make their asking price way too high for the market based on sentimentality. Other sellers price their homes based on the amount they need to pay off the mortgage and walk away with a good down payment on a new home. That’s not a good strategy either. Simply put, your home is worth what someone will pay for it. The best way to get an idea about that number is to compare recent sale prices of homes like yours in your area. A real estate agent can do that research by doing a comparative market analysis (CMA). A CMA will help you set a price that will bring in buyers. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/540ae46e-7bc1-44d3-bccb-a8b776dd6328/Home+Staging.jpg Get your home sold 2. Re-stage for Buyers Okay, another area to consider is your home itself. If it isn’t showroom-ready by the time the for-sale sign goes up in the yard, there’s work to be done! Get out the elbow grease and get rid of the clutter. You don’t want potential buyers to be so distracted by dust bunnies or piles of old magazines that they overlook your home’s best features. And speaking of your home’s best features, that portrait of your favorite fantasy video game character isn’t one of them—nor is your vintage doll collection. You want to make it as easy as possible for buyers to picture your house as their home—and that can’t happen until Zelda and Little Miss Porcelain have vacated the premises. So, put away your personal effects and make room for the buyer’s imagination. For ideas on what to restage, here are the rooms considered to be the most important to buyers:1 Living room (47%) Master bedroom (42%) Kitchen (35%) If you put extra effort into restaging, it may be just what your home needs to attract serious buyers. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/c0aff235-a1c4-4557-8ff9-3a1e9162bcd4/Home+renovations.jpg Get your home sold 3. Fix Home Issues It can be hard to find the energy to fix a home you want to sell. We get it. But keep in mind, not fixing serious issues will leave you with a small number of buyers—namely, house flippers who will lowball you for pennies on the dollar. If you’re financially stable enough to take a hit, slashing the price to get it sold might not be so bad. Otherwise, consider fixing the issues to appeal to more buyers. For example, make sure these parts of your home are in good shape: Electrical system HVAC system Plumbing Windows Roof If you don’t have the money or time to fix home issues, consider offering some other form of incentive to buyers. For example, if you don’t want to replace the busted AC unit, you could throw in your furniture or appliances as part of the deal for your buyer. An experienced real estate agent can help you arrange a deal where you and your buyer both come out on top. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/b23ca294-6f15-4ce8-a973-2bfb627d7a0b/Market+strategy.jpg Get your home sold 4. Increase Marketing Efforts Alright, if you followed the other tips, your home should be in good shape! Now you just need to focus on marketing it. The best form of marketing for a home is through a magical online database known as the “Multiple Listing Service” (MLS). The MLS is a little different than home listing websites like Zillow and Trulia because it’s exclusively managed by real estate professionals—who are scratching and clawing to match the right buyers with the right sellers. In other words, when your home is listed on the MLS, you’ll have access to a larger pool of serious buyers. Once you have access to the MLS, concentrate on making your home listing stand out. Your agent can arrange for a professional real estate photographer to take brightly lit, hi-res photos of your home. These photos should be so beautiful that buyers think they belong on the cover of a magazine. You could also include a video tour on your home listing to attract buyers who wouldn’t have otherwise given your home showing a chance. A beautiful MLS listing should bump up your requests for home showings. That’s why the last marketing strategy to cover is how to handle showings. First, find a temporary place for Mr. Fluffers to stay and make it feel (and smell) like no pet has ever existed inside your home. This is a time you’ll want to give your agent free reign. Be ready at the drop of a hat to pack the kiddos up for an ice-cream trip whenever your agent needs to do a last-minute showing. Sure, a showing might catch you off guard while you’re still in your jammies. But temporarily sacrificing your schedule (and privacy) could make all the difference in finally getting your home sold. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/d2a731af-6e27-4a07-9cd3-3c399087b5ec/Youtube+Thumb+nail.png Get your home sold 5. Hire a Top-Notch Real Estate Agent If your home is priced right and staged well but still isn’t getting showings or offers, your real estate agent could be the problem. The top 10–15% of real estate agents handle the majority of home sales in any given area. That means you need the best working for you—not your neighbor’s cousin who’s just breaking into real estate or a friend from the gym who happens to sell homes on the side. Look at it this way: You’re hiring your real estate agent as a marketing consultant with one objective—to get your home sold. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/bafa9795-96e4-431b-a9e4-eb710eadde2a/Screen+Shot+2024-01-07+at+12.16.34+PM.png Get your home sold - Make it stand out This home was listed previously for 45 days with no offers. Greg Silva Real Estate Group produced 3 offers and accepted and over asking offer! This seller went pending & is now in contract to close with us in the same week on their new home! https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704658260614-0ZVMU6NWHJ88I6M64MQO/Living+room.png Get your home sold - Incorrect Staging & Photography https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1704658328990-3ZNIX1GVE3Y2WFIZMOCO/Livingroom.jpg Get your home sold - Greg Silva Real Estate Group Staging & Photography https://www.gregsilvarealestategroup.com/luxury-homes daily 0.75 2022-11-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/975c3b56-670d-438a-bff2-efed67dcbc43/Untitled+design-5.jpg Luxury Homes Location is one of the largest determinants of property value, and high-end luxury homes are built in the most enviable of all locations. Whether you're buying a lake house, a home settled in the mountains or at the center of a bustling city, these homes are found in prime locations across the country. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/545df7c8-eb3f-4242-9d3e-7d760b2f3d3d/Hire+home+prices.jpg Luxury Homes There are certain counties, cities and even neighborhoods that are more coveted, and thus more expensive, than others. While high-end luxury homes are often found in these more desirable areas, they tend to be priced even higher than the majority of properties within the same area. Depending on the property values within the local area, buyers looking to snag a luxury property can pay anywhere from a few million dollars to over $100 million. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/014bf758-6e3d-4916-b795-4785098bf6cc/larger+sqft+homes.jpg Luxury Homes When it comes to high-end homes, size matters a great deal. The greater the square footage, the more luxurious these homes are considered. In some cases, greater square footage translates into a larger number of rooms - be them additional bedrooms, staff quarters or areas dedicated to specialized amenities. In other cases, this additional space makes for larger, open areas and colossal master suites. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/9157878e-f053-42d2-92a1-13040b890722/higher+end+materials.jpg Luxury Homes For high-end homes, quality is just as important as quantity. If the entire property is not constructed and finished with premium materials, it doesn't matter how many rooms it has. Luxury homes use only the finest materials – think wooden herringbone floors, Italian marble countertops, decorative granite mantlepieces and top-of-the-line stainless steel appliances. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/5bd9947f-619e-42f9-88de-df9be16d3571/unique+designs.jpg Luxury Homes Homes that appear distinctive are held in higher esteem than the cookie-cutter houses of many suburban developments. Therefore, high-end homes come in all shapes and styles, for grandeur means something different to each person. Often, it's the unique designs of the home – based on the singular priorities of the homeowner for whom it was built – which furnish the property with the luxury label. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/12c8833f-befc-4a02-b113-180f929b20fd/amennities2.jpg Luxury Homes High-end houses can blur the lines between private and public life, offering residents a slew of decadent amenities that most Americans would be hard-pressed to find in their towns. The features of these high-end homes provide comforts and pleasure that range from classic conveniences – like swimming pools and tennis courts – to more outrageous attractions – like indoor rock-climbing walls and shooting ranges. If you can dream it, it's likely that there's a luxury home out there that already has it. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/67ae2134-8fc7-4f70-91cf-53a8ab828347/prestige.jpg Luxury Homes The prestigiousness of a home's history can also cause it to be considered a luxury property. Whether designed in a historical style, built by a well-respected architect or formerly lived in by a celebrity, homes that have prominent stories to tell tend to be viewed as more high-end. However, it's challenging to put a price on prestige. Just because a home is renowned doesn't mean there are necessarily buyers who will be willing to pay more for it. https://www.gregsilvarealestategroup.com/giving-back daily 0.75 2024-04-23 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/91ea8a84-0e38-4caf-ad33-a7118e1c1a8f/red+day+5.jpeg Giving Back https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/106e10da-67dd-439d-bafe-ef2b2a7308d2/Red+day+2.jpeg Giving Back https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/b534c17d-af39-44bd-9844-e31162dcafed/IMG_3116+copy.jpg Giving Back https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/98789ee9-b303-4237-8c9b-69e57240f408/red+day+3.jpeg Giving Back https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/13474a64-bbb2-4fc2-bd03-a3015ad97801/red+day+4+.jpeg Giving Back https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/aea9590d-6181-44be-8509-1f1dffcb454f/red+day+6.jpeg Giving Back https://www.gregsilvarealestategroup.com/corporate-relocation daily 0.75 2022-11-27 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/3411ef28-6571-49ea-a5e8-bb18e28e12e1/Untitled+design1.jpg Corporate Relocation What is a relocation? Relocation in a professional sense is when an employer asks you to move in order to be closer to their office. Relocations are common for highly skilled professionals who attract the attention of employers from different cities. You may also experience having to move for your current employer. They may want to promote you to work at one of their other locations or find that your expertise would be better suited elsewhere. When an employer asks you to move for a job, they will typically offer you a relocation package to make moving worth the time, money and adjustment. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/68a3ac72-48df-421f-bfbb-9d8b2a1d254f/how+does+relocation+work%3F.jpg Corporate Relocation How does relocation work? When preparing for your relocation, you'll follow these steps: Negotiate a relocation package. Before accepting any job offers or promotions, you need to ask your employer how they plan to assist you throughout your move. See if they have any services that will make your move easier or if they plan to reimburse you for any of your moving expenses. You'll need to reach out to their human resources department to ensure you are getting a fair deal. See your new office. Prior to your move, schedule a time to go see your new office. This way, you can introduce yourself to other employees and get a better sense of what your workplace is like. Take a few days to explore your new city and get acclimated to what your new life may look like. Reach out to your coworkers. Moving to a new city is an exciting opportunity. Since you might not know anyone there, reach out to your new coworkers. See if they would want to grab coffee with you and chat about any advice they might have for your big move. Making these connections right away will make the move much easier to get used to. Calculate your cost of living. Prior to signing a new lease or buying a home, consider how much it will cost to live in this new city. Consider the prices of nearby restaurants, transportation, rent and property taxes. Forward your mail. Make sure to change your address everywhere you receive mail. In case any mail is still on the way, make sure to forward it to your new address. When starting a new job, you may be getting important forms in the mail, so make sure you are keeping track of them. Move in before you start work. If you have enough time, it's best to move into your new home before you start your new job. This way, you can get organized and settled. If your employer wants you to start right away, see if they will pay for your hotel or short-term lease until you find a permanent home. Track all of your moving expenses. Employers typically have you submit all of your moving expenses if they offer a relocation package. Make sure to save all of your receipts in one organized place. Things like travel expenses, moving supplies and truck rentals may all be covered under your employer's moving policy. Research your state's tax laws. When you move to a new state, you're going to experience different income tax laws. Make sure to look into these so you have a general idea of how many taxes you might owe at the end of the year. Considering this can help you budget more accordingly. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/21dc9008-a20d-4dba-9bb7-d613ad2aace9/Untitled+design-9.jpg Corporate Relocation What to expect in a relocation package When an employer offers you a relocation package, they might include the following perks: Relocation trips: Looking for your new home can cost a lot of money, especially if you are moving across the country. Some employers may reimburse you for your airplane tickets, hotels, dining, transportation and anything else involved in this trip to locate your new residence. Home buying and selling expenses: When buying or selling a home, an employer might cover your closing costs and real estate commissions. If you need to break the lease on your rental, your employer may cover any penalties or fees associated with doing this. Likewise, when signing a new lease, they may cover any move-in fees you need to pay. Job search assistance: If your spouse needs to find a new job due to your move, your employer may provide some resources to help them find employment. Temporary housing: Some employers may want you to start working sooner than you can buy a house or sign a new lease. They may cover any expenses related to living in rental housing or a hotel for a set period of time. This typically includes any utilities as well. Transportation: Employers usually reimburse any travel costs associated with your move. If you are waiting to get your car, they may also pay for your rental car for a period of time. Moving expenses: The cost of moving can quickly add up when you rent a moving truck, buy packing supplies, rent a storage unit and hire movers. Your relocation package may cover these total expenses or give you a stipend that you are free to spend. Moving help: Your company may even help you coordinate your movers and any other details related to your move. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/87111afa-3dcb-4aa1-a643-bab79bf67759/Untitled+design-8.jpg Corporate Relocation Relocation package negotiation tips Follow these tips when negotiating your relocation package: Have your number ready. While some employers will give you a set moving allowance, others may ask you how much money you will need. Before meeting with them, make sure to have all of your anticipated expenses clearly written down. Make sure to break them up by category so your new employer can get a clear understanding of what you might need money for. Be clear about your needs. The needs of every new employee are different. Before signing anything, make sure you are considering everything you need to move comfortably. For example, if you have a family, explain to employers what they might need for a smooth transition. Moving is a big adjustment, so you want to make sure your employer is properly taking care of you. Decide if you want a reimbursement or a lump sum. One may be more beneficial than the other. If an employer is offering a large lump sum, you could try to keep moving expenses low so that you can save the additional money. If you know your moving expenses will be high, then reimbursement may be a better plan for you. Explain the advantages for the company. While many employers want you to have a comfortable move, they still want what's best for the company. For instance, you can explain that if they give you a better relocation package offer, you can start your job sooner. Likewise, you could say that if they give you moving assistance, you'll be able to focus on your work better. Ask for the offer in writing. Make sure your new employer includes every single item they will reimburse you for. This way, you can make sure you are on the same page as your moving expenses start adding up. Know when to walk away. Employers are under no obligation to offer you a relocation package. You need to decide how important the terms of your agreement are and decide when to walk away from a deal that doesn't suit your needs. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/90890d5d-db9d-44ed-a9f8-bd0d125c40d7/international+travel+relo.jpg Corporate Relocation Is international relocation any different? International relocation is different than domestic relocation for the following reasons: Work visas: If you plan to work in a foreign country for a lengthy period of time, you're going to need to get a work visa. Your employer may help you take care of this process and reimburse you for any associated costs. Higher costs: Moving internationally is often more expensive than moving domestically. There are many more factors to consider, and transportation tends to cost more. Shorter assignment lengths: While domestic relocation tends to be permanent, international tends to be more temporary. This is due to visa requirements and tax laws. Adjustment period: While your own country may have a lot of different cultural nuances, moving to another country is a much bigger adjustment. Along with getting used to their way of life, you need to be aware of their laws and be able to speak their language. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/82dc016c-72e9-4623-916e-c0b87940a4b2/Untitled+design-11.jpg Corporate Relocation How to choose a relocation package offer Follow these steps to choose the right relocation package for your needs: 1. Consider your expenses If moving is going to be expensive, it's important that you are getting a relocation package that covers these costs. Prior to agreeing to anything, make a list of everything you'll need to spend money on during this move. This can give your new employer a better idea of how much they may need to reimburse you. 2. Think about your needs The needs of a person moving on their own are much different than someone with a family. If you are married or have a partner, you need to consider what is best for them too. They may need to find a new job if you relocate. Likewise, they may not be able to move at the same time as you. If you have children, think about whether they will finish the school year at their current school or a new one. All of these factors can help you determine what you will need from your new employer, whether it be moving assistance or temporary housing. 3. Look at your new salary and benefits If an employer is offering you a much higher salary and benefits than your current job, then a less comprehensive relocation package might not be a deal-breaker. You need to decide if moving for the new job is cost-effective and beneficial to you. Moving is expensive and a quality employer should realize that their new employees might need some help or reimbursement. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/2a8390eb-6f10-40b7-bfe1-c9fb6a1ff103/Corperate+relo+site+png.png Corporate Relocation https://www.gregsilvarealestategroup.com/sres daily 0.75 2023-01-26 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/1674712127563-2YWPKVBLG70HMTL7VGDC/Screen+Shot+2023-01-25+at+9.27.52+PM.png SRES - Make it stand out Click the photo to Research Communities You Might Like to Live In https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/b59b3d79-800b-4153-8ad1-04cb261e92d3/Screen+Shot+2023-01-25+at+9.54.50+PM.png SRES - Make it stand out Find Elder Care By Clicking the photo above https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/5495a769-1f26-476a-8283-77f82f186161/Screen+Shot+2023-01-25+at+10.00.57+PM.png SRES - Make it stand out Click the image above to view options for organizing & downsizing https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/3e18abc4-9cb5-47ed-91e9-77185913b55c/Screen+Shot+2023-01-25+at+10.12.03+PM.png SRES - Make it stand out Click the photo above to get information on Medicaid Assistance https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/33921f2e-bcf7-4efe-afb3-859ef0f75370/Screen+Shot+2023-01-25+at+10.08.37+PM.png SRES - Make it stand out Click the photo above for helpful tips & information for home modification https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/0d04731a-6d29-4761-aa68-4714751a91c9/Screen+Shot+2023-01-25+at+10.42.36+PM.png SRES - Make it stand out Click the photo above for more helpful information on LGBTQ+ Services https://www.gregsilvarealestategroup.com/ask-greg-faq daily 0.75 2024-07-09 https://www.gregsilvarealestategroup.com/join-our-group daily 0.75 2024-04-23 https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/848bf6f3-bdeb-4524-a143-54cd0587cadc/Untitled+design+%2824%29.jpg Join Our Group Training We offer a smooth onboarding process, with extensive trainings and tools https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/145e0d7b-9033-4814-b695-11a806494fb7/Untitled+design+%2825%29.jpg Join Our Group Technology With the latest software on your side, you’ll work smarter – not harder. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/4ba5d0da-d028-4663-b314-fe4f0c0a29dc/Untitled+design+%2826%29.jpg Join Our Group Career Support We’ll guide and assist you, so that you can reach your full professional potential. https://images.squarespace-cdn.com/content/v1/6324fb388793d27c489c6ce9/226cd233-8f9c-4c1c-b5c2-cda244b61bee/Untitled+design+%2827%29.png Join Our Group A Fantastic Team We love our team and our community, so get ready for loads of fun events. 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